GraysFinance - Business Loans Made Easy GraysFinance - Business Loans Made Easy
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Fund your purchase now, pay nothing for 4 weeks*

Whether you need to fund a recent purchase, or want to be prepared by having the funds available before you bid, let GraysFinance help you to find a business loan that suits your needs – and you’ll pay nothing for 4 weeks.*

With a fast application process and a decision within hours, the money could be in your account within 24 hours, helping you get on with business, sooner.

Fast. Easy. Efficient. Small Business Finance.

  • Loan amounts from $5,000 to $250,000

  • Terms from 3 to 12 months

  • Quick application process

  • Response within hours

  • Fast funding for approved loans

  • Dedicated account manager

Approved applicants only. Business customers only.
Credit criteria, terms and conditions, fees and charges apply.

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Frequently Asked Questions

How do I apply?+

How fast will I get a response?+

How fast will I get the approved funding?+

How much can I borrow?+

What is the cost of a loan?+

What are the fees?+

Is there any penalty for early repayment? +



Important Information:

*Terms and Conditions: (a) business customers only; (b) deferred payment offer is available to new customers only; (c) for business loans settled between Friday 1 June 2018 and Saturday 30 June 2018 (inclusive), no loan repayments required from the loan settlement date for a period of 4 weeks (inclusive) (Four Week Deferred Period); (d) loan repayments begin the day after the Four Week Deferred Period ends; (e) the term of your loan will be extended by a period of time equal to the Four Week Deferred Period; (f) this offer is only available to customers with connected electronic bank statements; (g) this offer is not available to partner loans on a partner red-hot offer rate; (h) this offer is not valid in conjunction with any other offer from the lender except as required by law; (i) offer may be varied, withdrawn or extended without notice; (j) lender is Prospa Advance Pty Ltd ACN 154 775 667; and (K) credit approval criteria and terms and conditions, fees and charges apply.

Everyone's circumstances are different so please check with your tax advisor before you buy an asset to ensure you and the asset are eligible. Visit ato.com.au for more information about the instant asset write-off.

Information is current as at 14/05/2018 and is subject to change. Business customers only. Lender is Prospa Advance Pty Ltd ACN 154 775 667. All applications for credit are subject to credit approval criteria. Terms and conditions, fees and charges apply. The information has been prepared by Prospa Advance Pty Ltd ACN 154 775 667 and GraysFinance does not warrant the accuracy of that information. The information is general in nature and does not constitute financial and/or tax advice. Independent financial and/or tax advice should be sought.

As a referrer, GraysFinance Pty Ltd ACN 622 573 737 will receive a financial benefit for business loans settled with Prospa Advance Pty Ltd ACN 154 775 667.

© 2018 GraysFinance Pty Ltd is a wholly owned subsidiary of Eclipx Group Limited ABN 85 131 557 901 ASX:ECX

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NSW Liquor Act 2007 - It is against the law to sell or supply alcohol to or to obtain on behalf of a person under the age of 18 years.
NSW Liquor Licence LIQP770010049
Motor Dealer Licence: NSW MD13910, VIC LMCT11156, SA MVD277714, QLD 1700072, WA MD25136. NSW Motor Vehicle Recycler Licence: M057736
Grays (NSW) Pty Ltd is a credit representative (number 509214) of CarLoans.com.au Pty Ltd (Australian Credit Licence 433137)

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